PocketSmith
$120/yr
0% less than Lunch Money
Lunch Money vs PocketSmith
Price, free plan and alternatives, side by side
The comparison in short
- Lunch Moneyno free plan
- PocketSmithhas a free plan
Lunch Money, PocketSmith
With trade-offs
On price, PocketSmith wins. To start without paying, PocketSmith has a free plan.
Side-by-side comparison
| APPLICATION | Lunch MoneyPersonal finance | PocketSmithPersonal finance |
|---|---|---|
| Monthly billing | $10/mo$10Lunch Money | $14.95/mo$14.95Foundation |
| Per year | $120/yr | $120/yrannual plan · −33% |
| Billing model | Flat subscription | Flat subscription |
| Free tier | no free tier; 30-day trial with no credit card | 2 accounts; 12 budgets; 2 dashboards; 6-month forecast; 250 MB file storage |
| Additional costs | Annual customers can choose their own price; organization pricing is separate. Pausing converts unused time into account credit. | No conventional free trial is stated; the paid-plan safety net is a 14-day money-back guarantee. Downgrading to Free takes effect immediately unless paid features are re-enabled through term end. |
| Can you rebuild it? | With trade-offsmulti-day | With trade-offsmulti-day |
| Free alternatives | +2 | |
| Checked on | 10/20/2026 | 10/20/2026 |
| Buy on the official site | Buy View app page | Buy View app page |
The free plan compares up to 2 apps. Pro compares up to 4. See plans →
Also compare with
Direct rivals of the apps on this page, from the same category.
Prices from each app’s latest check; confirm on the official site before buying.