Expensify vs QuickBooks Online

Price, free plan and alternatives, side by side

The comparison in short

Cheapest per year

Expensify

$60/yr

87% less than QuickBooks Online

Who has a free plan
  • Expensifyhas a free plan
  • QuickBooks Onlinehas a free plan
Easiest to rebuild

Expensify, QuickBooks Online

Worth subscribing

On price, Expensify wins.

Side-by-side comparison

APPLICATIONExpensifyFinance & accountingQuickBooks OnlineFinance & accounting
Monthly billing$5/moCollect$38/moSimple Start
Per year$60/yr$456/yr
Billing modelPer personFlat subscription
Free tierUnlimited SmartScans, manual expenses, mileage, and CSV export for personal use; 0 workspace categories/tags, accounting integrations, or card administration1 user, 1 bank institution, 2 invoices/month, 1 estimate/month, 2 receipts/month, 1 contractor, 3 reports, and 5 trips/month
Additional costsA 12-month commitment can be increased but not decreased during the term; active users over the committed count cost $36 each. The maximum 50% card discount depends on the share of approved USD expenses put on the Expensify Card. Taxes may be added. Legacy subscriptions predating April 1, 2025 can use different $10/$5 structures.The current 90%-off-for-3-months offer expires August 27, 2026 and then resets to list price. Standard ACH charges $0.50 after included allowances; Bill Pay Elite is $45/month on lower plans; enhanced inventory is $40/month on Simple Start/Essentials; payment processing and payroll are separate.
Can you rebuild it?Worth subscribingnot a true replacement; consolation build in one to two daysWorth subscribingnot realistically solo
Free alternatives—+5
Checked on10/20/202610/20/2026
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Prices from each app’s latest check; confirm on the official site before buying.